Equity Release

Equity Release allows you to release the equity locked up in your home, in the form of a tax-free cash lump sum. There are a number of difference schemes available, including:

• Home Reversion Schemes
• Interest Only Mortgages
• Lifetime Mortgages

The most suitable scheme will depend on your personal circumstances. For more information, visit our Equity Release section.

New to equity release? Then see our guide to equity release terminology.

 

Debt Consolidation

For those with mounting debts, Debt Consolidation may be the answer. There are a number of options available, which include:

• Individual Voluntary Arrangement - IVA
• Debt Management Plan

 

Pensions

We have everything you need to know about the different kinds of Pensions available, and whether it may be more benefical to take advantage of your employer's pension scheme, or to consider a private pension scheme.

 

Mortgages

With the recent recession, house price falls and low interest rates, you may find our section on Mortgages provide some useful information for homeowners.

 

Insurance

Nowadays, insurance is essential to ensure you are protected when the worst happens. Our Insurance section explains the various types of policies available, as well as the potential pitfals of each, and where you should go to find the best deals and most comprehensive cover.

 

Personal Loans

Personal loans are available for a number of different purposes, and with many different interest rates, repayment terms. Our Personal Loans guide will help you to understand the different loans available.

 

Investments

For those with a little extra cash, why not consider investing. See our Investments section for more information on the types of investments available.

 

Life Assurance

Life assurance is a policy designed to pay out a sum of money in the event of death, or critical illness. The policy requires payment of a premium, paid at regular intervals, or in a lump sum. See our Life Assurance sction for more information.

 

Corporate Finance

Our Corporate Finance section provides informarion to help small businesses raise the necessary finance to fund their business, and includes some of the pitfalls to look out for.

 

Credit Cards

Credit Cards are a common source of finance for individuals. Credit cards can offer convenient financing, and can come with a number of other benefits, such as airmiles.

 

Banking

Nowadays, there are a number of different bank accounts available, all offering different benefits at varying costs, in order to attract you to them. See our Banking section for more information.